Regional Rural Banks- A Perspective S. B. Singh General Manager, Bank of India & Chairman Aryavart Bank, Lucknow Regional Rural Banks (RRBs) are one of the most important instruments of rural economic growth established through parliamentary enactment known as “Regional Rural Bank Act 1976” though five RRBs were established on 2 nd October, 1975 on the pilot basis under the provisions of the ordinance passed on 26 th September 1975. RRBs are having presence in remote rural areas having 53 Banks with 21871 branches across India having deposit base of Rs 434,444 lac crores and advance o...
Work – Life Balance, Step 5- Energy Cycle Scientist Julius R Mayer discovered the Law of Conservation of Energy and now popularly known as First Law of Thermodynamics, which says, “Energy is neither created nor destroyed”. So energy must be put to better uses for maximizing the productivity and efficiency. Similarly human body also has the natural cycle of energy levels, which not only keeps on changing with physical, educational, emotional and psychological changes in the body and mind but also during the day based on the biological body clock. These daily changes in energy cycles release, what is known as Energy Bursts, which are the most creative, efficient and productive phases for individuals because of high energy levels. Triggers, frequencies and durations for these energy bursts vary from individual to individual. The individual creativity, performance and productivity can be substantially improved through effective management of energy cycles and energy bursts. Apart...
Engine of Economic Revival – Indian Agriculture S. B. Singh, Chairman Aryavart Bank & General Manager Bank of India Indian agriculture sector is the biggest employment provider with prevalence of disguised and under employment, which is primary source of livelihood for about 58% population with close to 16% contribution in gross domestic product of the country. This sector can play significant role in revival of Indian economic growth with minimum per capita investment thereby limiting the workforce migration to urban and industrial centers and relieving the unban agglomerations from infrastructural bottlenecks due to migrant workforce. The Indian agriculture sector needs four types of interventions to achieve accelerated growth, which are as under: I- Management of Food Wastage II- ...
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